Franklin Templeton Launches Real-Time Earnings Feature via Blockchain
Franklin Templeton has unveiled a breakthrough addition to its digital investment platform, Benji, allowing investors to earn yield in real time — right down to the second. Known as Intraday Yield, the new feature significantly changes how and when investors can receive earnings from tokenised assets.
This advancement enables precise yield distribution, even if an asset is only held for a portion of the day. The system tracks ownership by the second and ensures each investor receives their rightful portion, even on weekends and public holidays. This marks a sharp departure from the traditional financial approach, where income is typically calculated at the end of the day and paid out monthly.
By building this innovation into its blockchain-enabled platform, Franklin Templeton is offering more flexibility and fairness to both everyday and institutional investors.
Image 1: Franklin Templeton Unveils Intraday Yield (Source: happycoin)
A New Standard in Investment Earnings
Under the previous model, if someone bought into a fund and sold before the close of business, they may not have received any share of that day’s income. Intraday Yield removes this issue entirely. With it, any investor transferring a tokenised asset midday still gets paid for the precise time they held it.
This is made possible through blockchain technology. Unlike conventional systems that operate during business hours, blockchain keeps immutable records around the clock. It provides a high level of accuracy and efficiency in tracking asset ownership and managing transactions.
Franklin Templeton’s Head of Digital Assets, Roger Bayston, explained that this development is part of the firm’s broader push to use blockchain to bring practical improvements to financial services. The company has been active in blockchain development since 2017, and Intraday Yield is a result of those efforts. Bayston also believes that this kind of real-time precision may soon become common practice across the sector.
The Benji platform has been designed in-house by Franklin Templeton and serves as the backbone of its blockchain strategy. It manages everything from the processing of transactions to the allocation of earnings and tracking of investor ownership. It’s suitable for both large institutions and retail investors, and it’s also available as a white-label solution for banks and fund managers looking to issue tokenised assets under their own branding.
Expanding Access Through Digital Infrastructure
Franklin Templeton has already made several landmark achievements using the Benji platform. In 2021, the firm launched the first U.S.-registered mutual fund using blockchain to record share ownership and settle transactions. The following year, it introduced the first fully tokenised UCITS fund in Luxembourg. And in 2025, it received approval to offer the first tokenised fund to retail investors in Singapore.
These moves support the idea that blockchain can be more than a tool for digital currencies — it can also power traditional financial products with greater efficiency and transparency.
Alongside Intraday Yield, the platform has been expanded to support secure, permissioned transfers between blockchain wallets. This means tokenised assets can move directly from one compliant user to another in a controlled manner. Investors can also use digital currencies known as stablecoins to purchase or redeem tokenised assets through the platform.
According to Sandy Kaul, who heads Innovation at Franklin Templeton, the firm’s goal is not just to adopt blockchain, but to help lead its integration into the wider financial system. She highlighted the importance of combining advanced digital tools with strong governance, scalability, and investor trust. Her team has spent the past eight years building this foundation, and she sees these tools as central to the next generation of financial products.
Image 2: (Source: TheCoinrise)
A Platform for Both Institutions and Individuals
The Benji platform is currently used by a variety of investors across different sectors. Corporate finance teams rely on it to manage short-term funds and reserves. Venture capital groups use its programmable functions to support fundraising and capital deployment. Trading desks at hedge funds benefit from its ability to move collateral quickly across blockchain networks.
Individual investors based in the United States can access the platform through the Benji Investments App, available on both Android and iOS. Institutional users can log in through the web portal or set up their own branded version of the platform with Benji’s white-label service.
Franklin Templeton is based in California and has over 75 years of experience in investment management. It operates in more than 150 countries, managing $1.57 trillion in assets as of 31 May 2025. With more than 1,500 investment professionals globally, the company offers a wide range of services across equities, fixed income, alternative investments, and multi-asset strategies.
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The release of Intraday Yield represents a strong step forward in how investment earnings can be distributed. With blockchain as its foundation, Franklin Templeton is demonstrating how new technology can bring clarity, fairness, and precision to the financial world.
